LuLu Exchange and ABHI Partner to Transform Financial Access for Expatriate Workers in the UAE

Abu Dhabi, UAE – LuLu Exchange, one of the UAE’s most trusted financial services companies and a part of LuLu Financial Holdings, has announced a partnership with Abhi Middle East Limited, the neo bank of the future backed by Hub71 and the Abu Dhabi Investment Office (ADIO), and funding enabled by Commercial Bank International (CBI). The collaboration aims to empower workers across the UAE with instant access to their earned wages and seamless cross-border remittance solutions, bridging the gap between income and family support like never before.

Through this partnership, workers will be able to access their Earned Wage Access (EWA) instantly and send money to their families back home without waiting for payday. This service will enhance financial flexibility and ensure timely support for expatriate communities who form the backbone of the UAE’s workforce.

By combining LuLu Exchange’s extensive network and trusted remittance expertise with ABHI’s financial technology, the initiative is set to transform how workers access, manage, and move their money across borders. This partnership underscores LuLu Exchange’s continued commitment to leveraging innovation to improve financial access and enhance the customer experience. For ABHI, it further reinforces its vision to drive inclusive, technology-led financial solutions across the region, ensuring every individual has the tools to achieve financial wellness and independence.

“At Lulu Exchange, we believe that timely access to earnings is a fundamental need and this collaboration enables workers to support their families with greater control and confidence. Partnering with Abhi allows us to take a decisive step toward reshaping financial access for the UAE’s workforce. We are creating a powerful ecosystem that places customer empowerment at its core by merging Abhi’s innovative EWA technology with our trusted remittance network,” said Thampi Sudarsanan, CEO of Lulu Exchange, UAE.

Omair Ansari, Co-Founder & CEO of Abhi Middle East Limited, added: “Partnering with LuLu Exchange, a trusted name synonymous with excellence and accessibility in financial services, allows us to enable workers to gain control over their earnings and support their families back home without financial strain. By integrating ABHI’s technology with LuLu’s deep market expertise, this collaboration represents a step forward in advancing financial inclusion and delivering true economic empowerment.”

Founded in 2021, ABHI has expanded its presence across Pakistan, the UAE, and Saudi Arabia, empowering employees and businesses with fast, secure, and transparent access to on-demand liquidity. To date, the company has served over 1 million users, onboarded more than 5,000 businesses, and processed transactions totaling over $500 million, driving financial empowerment for individuals and SMEs across the region.

About Abhi Middle East Limited

ABHI provides a comprehensive suite of solutions, including Earned Wage Access and SME Financing. The fintech company has established partnerships with over 5000 companies, driving economic growth and creating lasting social impact.

ABHI has gained recognition from Hub71 and Endeavor and was the first to be awarded the Technology Pioneer 2023 Award by the World Economic Forum, making fintech history in the MENAP region. ABHI was also selected as one of the Future 100 companies in the UAE and has recently been selected for Mastercard’s Start Path Small Business program.

For more information, visit https://abhi.co/

About LuLu Financial Holdings

LuLu Financial Holdings is a leading global financial services provider, offering a wide range of services including cross-border payments, currency exchange, and financial technology solutions. With over 370 customer engagement centers in over 10 countries across the Middle East, Indian subcontinent, and APAC regions, and a commitment to innovation and customer satisfaction, LuLu Financial Holdings continues to set benchmarks in the financial services industry. Learn more at https://www.lulufin.com/.

About LuLu Exchange

LuLu Exchange is one of the UAE’s leading financial services companies, providing remittances, foreign currency exchange and other allied services through a network of over 140 branches and digital solutions (LuLu Money App), to a cross-section of society, powered by a robust network and reputed partners with high standards of customer care. The company is part of the Abu Dhabi-based financial services conglomerate LuLu Financial Holdings.