Adeeb’s business acumen and entrepreneurial prowess have helped position the organization as a responsible financial services provider in the markets it operates in. From establishing the first LuLu International Exchange branch at Abu Dhabi to overseeing the strategic and rapid growth of the company’s physical and digital network in 11 countries, Adeeb is a thought influencer and sector leader whose contributions to the global payments industry remain unparalleled.
Our Key Team Players
Richard M WasonChief Executive Officer
Narayan PradhanCOO & CHRO
Unnikrishnanan MenonVice President - Banking Investments
Ramesh RangorthVP – Internal Audit
Christos ChristouChief Compliance Officer
Nagesh PrabhuHead of Treasury
Joseph CleetusHead of Business Transformation
Ajit JohnsonHead of Strategic Relations
Joby AbrahamDGM - Finance
Ogeil OmarHead of Legal
Thampi SudarshanAVP – LuLu Exchange UAE
Richard M Wason
Richard M Wason
Chief Executive Officer
Richard M Wason is the Chief Executive Officer of LuLu Financial Holdings. He has over 30+ years of experience in the money transfer and foreign exchange business, with broad experience in all aspects of risk management and financial management. Wason has worked in a number of positions in GCC, UK, India, Hong Kong and Philippines and has varied expertise in a number of subjects including anti-money laundering, systems and processes, accounting and control, security and risk management and taxation.
COO & CHRO
Narayan Pradhan is the Chief Operating Officer and CHRO. He has over 30 years of experience as a banking professional and joined LuLu International Exchange in 2012 as General Manager. A Master in Business Administration (Finance), he also holds two more Master degrees in Commerce & Arts. He is a Certified Associate of the Indian Institute of Bankers (CAIIB) with additional professional qualification in Human Resource Management. He is also a postgraduate in International Banking & Finance with specialisation in International business operations. Prior to joining LuLu International Exchange, Pradhan has worked with Union Bank of India, one of the premier Government Banks in India in almost all key segments in various capacities. Pradhan has travelled widely across the countries and has a good insight of international money transfer and exchange business. He has undergone various training programmes in reputed institutes on International Trade Finance, HRM, industrial financing, etc. both in India and abroad. He was promoted to Vice President in January 2015 and presently oversees GCC & India operations.
Vice President - Banking Investments
Unnikrishnan Menon is the Vice President – Banking & Investments. With a Master of Business Administration in Finance and Marketing from Madurai Kamaraj University along with CAIIB (Certified Associate of Indian Institute of Bankers) from Indian Institute of Banking & Finance, Mumbai, Unnikrishnan is a seasoned professional with over 30 years of extensive cross functional experience in Corporate Banking, SME, Credit & Financial Analysis, Trade Finance, Credit Administration, Retail / Consumer Banking, Banking Operations and related areas across the Banking Sector. Prior to joining LuLu Exchange, Unnikrishnan was with Ahli Bank in Muscat, Oman as Team Leader, Corporate Banking and has worked with other prominent banks in Oman and India across several designations. With a proven ability to grasp new ideas and integrate them into value creation and business development, Unnikrishnan heads the Banking & Investments department at LuLu Exchange.
VP – Internal Audit
Ramesh is a Chartered Accountant from ICAI, India and a seasoned professional with 22 years of experience across various sectors such as Banking, Financial Services, Mutual Funds, Manufacturing & Retail and IT Services. He has handled various roles such as Internal Audit, Risk Management & Governance, Sarbanes Oxley Compliance, Finance, Accounts, Management & Financial Reporting and Outsourcing. Ramesh has previously worked with prominent UK based banks, leading NBFCs and other MNCs in India and UAE.
Chief Compliance Officer
Christos Christou is the Chief Compliance Officer at LuLu International Exchange. With 20+ years of experience in banking and finance, he is responsible for managing and directing the operations under the Quality Management System designed for LuLu International Exchange. Along with banking and finance, Mr. Christou also specialises in business analysis, project management, teaching and AML/CFT.
Head of Treasury
M Nagesh Prabhu is the Head of Treasury at LuLu International Exchange. A Commerce graduate with CAIIB and Diploma in Treasury and Risk Management, Prabhu has served over 25 years under various capacities in Canara Bank, one of the premier nationalised banks in India. Thereafter he joined LuLu International Exchange and has been heading the Global Treasury department since its inception.
Head of Business Transformation
Joseph is a seasoned technology professional with 20+ years of experience in Software Development, Project Management and Information Management. He leads the Innovation and Digital Transformation initiatives of the various companies under Lulu Financial Group, and is responsible for implementing innovative payment solutions that align with the mission and business objectives of the Group. His team, comprising of 200+ IT professionals, delivers value-based programs with commitment and a shared purpose of achieving long-term corporate goals.
Head of Strategic Relations
Ajit Johnson is a seasoned professional with over 15 years of extensive cross functional experience in PR & Media. He has been instrumental in developing and executing the organization’s marketing & PR campaigns, and designing successful strategies involving government & corporate decision-makers to drive meaningful relationships. Ajit has previously worked with leading marketing, PR and communications agencies in India and the Middle East.
DGM - Finance
Joby Abraham is a Member of Institute of Management Accountants of United States of America, and a Member of Institute of Cost Accountants of India. He brings over 18 years of experience in managing finance & accounts to the table. In his previous role, he worked as the Internal Auditor for LuLu Group International, formerly known as EMKE group.
Head of Legal
Ogeil is a seasoned lawyer, experienced in cross-border and domestic mergers & acquisitions, as well as corporate, commercial, telecommunication and finance matters. He is a lead associate for hospitality transactions and represents hotel and restaurant owners and operators. Ogeil is a member of the Sudan Bar Association and holds a Master’s degree in Commercial Law from Northern University Malaysia. He has previously worked with leading global MNCs based out of the UAE and Sudan.
AVP – LuLu Exchange UAE
Mr. Thampi Sudarshan is a postgraduate with an exceptional career, ranging over two decades, with leading money exchange houses in the UAE. With a strong track record in taking businesses to the next level with his deep-rooted knowledge, he has successfully driven companies with his expertise in foreign exchange and delivered holistic solutions to carve a niche in global markets across diverse verticals, including money exchange, financial trading, and hospitality. Mr. Thampi joined Lulu International Exchange in 2019 as Assistant Vice President - UAE, providing leadership and management to the business and being fully responsible for the day-to-day running of various departments. Before joining Lulu International Exchange, Mr. Thampi was associated with leading Financial Service Companies in UAE, spearheading its expansion & diversification.