Pasban Remittance Reward Scheme: Win up to PKR 100 Million

Sending money home is a regular part of life for many people living and working in Kuwait. Now, eligible home remittances could bring an added opportunity for your loved ones in Pakistan.

The Pasban Remittance Reward Scheme, launched under the State Bank of Pakistan (SBP) and Pakistan Banks’ Association (PBA), gives eligible beneficiaries the opportunity to participate in quarterly prize draws, with prizes of up to PKR 100 million.

What is the Pasban Remittance Reward Scheme?

The Pasban Remittance Reward Scheme is an industry-wide initiative designed to encourage overseas Pakistanis to send home remittances through formal channels.

Under the scheme, eligible recipients in Pakistan can receive draw tokens based on qualifying remittance transactions. The quarterly prize pool includes:

How to Qualify for the Pasban Remittance Reward Scheme

The rule is simple.

• Send at least USD 100 equivalent each month. Your loved one must receive at least USD 100 equivalent every month for three consecutive months in a qualifying quarter.
• Cover all three months. The first qualifying quarter runs from 1 October to 31 December 2026. Miss one month and there are no tokens for that quarter. The next quarter starts fresh.
• Use the same account every month. Eligibility is assessed per account. Splitting transfers across two accounts can mean neither one qualifies.
• Choose a personal Pakistani rupee account. Single or joint accounts also qualify.
• Choose a participating bank. Credits to a non-participating bank earn nothing. Check the latest participating bank list in the official scheme terms.
• Send through a formal channel. Licensed exchange companies and money transfer operators can be used to send to Pakistan, and LuLu Money is one of them.
• If the remittances meet the scheme’s eligibility requirements and are credited to an eligible beneficiary account, the beneficiary becomes eligible to participate in that quarter’s draw.
• The scheme is beneficiary-led and account-based, so the opportunity belongs to the eligible recipient in Pakistan rather than simply to the person sending money from Kuwait.

For more details, visit: https://pasbanremittance.com/ 

Which Transactions Do Not Qualify

Some transfers look fine but do not count as a qualifying transfer. Avoid these:

• Cash pickup. Even if your family has an account, cash collected over the counter is excluded.
• Company, firm, trust, or association accounts. Only personal accounts qualify.
• Roshan Digital Accounts and foreign-currency accounts.
• Transfers between your own accounts, and payments for goods, services, trade, property or investment.
• Reversed, cancelled, returned or duplicated transactions.

Your bank decides how each transaction is classified, and the official terms prevail over any summary, including this one.

How to Send Money to Pakistan with the LuLu Money App

Your family needs the right transfer, in the right account, every month. The LuLu Money app makes that part simple. Send from your phone, check your rate before you confirm, and track every transfer without visiting a branch.

• Download the LuLu Money App
  Download the app, register, and complete the required identity verification.
• Add your recipient
  Enter your loved one’s details and select Pakistan as the destination. Choose bank account credit, not cash pickup.
• Check your transfer
  Review the available exchange rate, applicable charges, and the exact amount your recipient is expected to receive before confirming.
• Send your money
  Confirm the transaction. Your money is on its way to Pakistan.
• Track your transfer
  Keep track of your transaction through the app.

Why Send Money Using LuLu Money?

When you send money home regularly, convenience matters.

With the LuLu Money App, you can:

• Send money from your phone
• Avoid unnecessary branch visits
• Check rates before confirming your transfer
• Track your transaction
• Manage your beneficiaries
• Send money through a convenient digital experience

LuLu Money is backed by LuLu Exchange, a name Kuwait’s expat community has trusted for years. Reliable transfers, a clear rate, and a simple process mean your focus stays where it belongs: on your family.

Prefer to read more about the market first? See why Kuwait’s exchange market keeps growing.

Frequently Asked Questions

What is the Pasban Remittance Reward Scheme?

The Pasban Remittance Reward Scheme is an industry-wide remittance reward initiative under the patronage of the State Bank of Pakistan. It gives eligible beneficiaries the opportunity to participate in quarterly prize draws based on qualifying home remittances.

How much do I need to send to qualify for Pasban?

The beneficiary needs to receive at least USD 100 equivalent in each month for three consecutive months within the qualifying quarter, subject to the scheme’s terms and conditions.

Can I send money through LuLu Money for my family to participate?

Yes, LuLu Money provides a digital way to send money from Kuwait to Pakistan. Pasban eligibility is determined under the scheme’s official rules and participating-bank arrangements, so customers should ensure that the recipient account and transaction qualify.

Do I need to register for Pasban?

The published scheme information indicates that participation is automatic for eligible transactions, with no separate registration or ticket purchase required.

Does sending USD 100 once qualify my family?

No. The key requirement is at least USD 100 equivalent in each month for three consecutive months within the qualifying quarter.

What if we miss a month? 

There are no tokens for that quarter. The next quarter starts fresh.

Who wins, the sender or the recipient? 

The recipient. The scheme is beneficiary-led and account-based.